Go to Kiva.org and decide the people or group you want to loan some money and then give it a go. As small amount as 25 dollard you can make a difference.
Really think, these people really are wanting to make a difference to their live and living standards. They are not asking for charity. These are the people we in western countries can easily help.
And if you really carefully think, I'm sure you can think something you don't need right now, but can postpone bit later.
I just last week took my first step and now I'm challenging you to join me.
Kiva - Loans that change lives
P.S. I'm aware of critisism kiva.org has got in the past, One story here and some more in here. They have acted on these and I at least still feel good when I can help the ones that want to help themselves, even those are sold to me with colourfull stories
Written by +Henri Hämäläinen